Category: Business Insurance

Mobile Services

When I think back about how I started my detailing businesses, I did it the “old fashioned” way. By old fashioned I mean I opened my own fixed location shop with overhead, employee’s etc. They say hindsight is 20/20, but if I had to do it all over again I would skip the fixed the shop location and go straight to offering mobile services along with detailing to all my customers.

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Auto Detailing Liability Insurance

One of the most important aspects of running any kind of business is having the right business insurance coverage. Auto Detailing Liability Insurance is no less important. With a detail shop, your insurance requirements are more specific than many other businesses. Mainly because you have care, custody, and control of customer vehicles. Which exposes you to greater liability if you damage a vehicle.

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You Can’t Run a Business Without Insurance

If you don’t think insurance is important enough to protect yourself, consider it as a marketing ploy. Either way, regardless of how you look at it you can’t run a business without insurance. There are too many variables if you don’t have downside protection. That’s how we use it. I tell people it’s like hedging bets when you gamble in Vegas. You always want to have a downside limit to how much you can lose. If you have your life invested in your business and no insurance, your losses have the potential to be more than 100% of your investment.

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5 Reasons Your 1099 Contractor is Actually Your Employee

I’m going to come right out and say it. 1099 contractors are almost always employees. Almost always is probably shooting low because as far as detail shops and similar businesses, you fail the IRS criteria test probably over 90% of the time. I know this may surprise some of you reading this, but if you didn’t think this was the case you probably wouldn’t be here reading this. I wrote 5 reasons your 1099 contractor is actually your employee to highlight this important compliance subject for small businesses.

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Looming IRS Problems for Small Business

Many detail shops have big problems classifying their employees correctly. Why? Mainly because some shop owners try to save a few bucks on the taxes paid for employees. So they think they can pull a fast one and pay their employees cash under the table. Even worse, some shop owners will tell their workers that they are “independent contractors” and just cut them a check each week. Either way, both methods are illegal. This behavior is the reason there are so many looming IRS problems for small business detail shops in this country. What’s worse is you hurt the people working for you. And you make the entire industry look like fly by night operators when you get caught.

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