![Do I Need Garage Keepers Liability Insurance? [Updated 2020]](https://x7u5x7m2.rocketcdn.me/wp-content/uploads/2013/03/Liability-Insurance-Vector-AutoDetailGuide.jpg)
No matter how you offer detailing services, either in fixed shop location or via mobile detailing, you need to consider Garage Keepers Liability Insurance. In this article we discuss the need, the reasons why it’s important, and how to learn more about this important coverage.
One of the most important aspects of running any kind of business is having the right business insurance coverage. Auto Detailing Liability Insurance is no less important. With a detail shop, your insurance requirements are more specific than many other businesses. Mainly because you have care, custody, and control of customer vehicles. Which exposes you to greater liability if you damage a vehicle.
Auto detailer transporter plates are hard to get, but they will grow your business like crazy if you can get them. Check out our guide to detailing transporter plates, repair/towing plates, and more.
Many detail shops have big problems classifying their employees correctly. Why? Mainly because some shop owners try to save a few bucks on the taxes paid for employees. So they think they can pull a fast one and pay their employees cash under the table. Even worse, some shop owners will tell their workers that they are “independent contractors” and just cut them a check each week. Either way, both methods are illegal. This behavior is the reason there are so many looming IRS problems for small business detail shops in this country. What’s worse is you hurt the people working for you. And you make the entire industry look like fly by night operators when you get caught.